Call report 2020Q4
RONDOUT SAVINGS BANK — 2020Q4
The 22 measures RONDOUT SAVINGS BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 438,165,000 | USD | evidence → |
| Total loans | 334,971,000 | USD | evidence → |
| Allowance for loan losses | 3,805,000 | USD | evidence → |
| Securities available for sale | 43,645,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 382,948,000 | USD | evidence → |
| Interest-bearing deposits | 302,897,000 | USD | evidence → |
| Noninterest-bearing deposits | 80,051,000 | USD | evidence → |
| Equity capital | 42,408,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,927,000 | USD | evidence → |
| Interest expense | 3,168,000 | USD | evidence → |
| Net interest income | 11,759,000 | USD | evidence → |
| Noninterest income | 4,076,000 | USD | evidence → |
| Noninterest expense | 13,117,000 | USD | evidence → |
| Provision for loan losses | 752,000 | USD | evidence → |
| Pretax income | 1,984,000 | USD | evidence → |
| Income tax | 420,000 | USD | evidence → |
| Net income | 1,564,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,965,000 | USD | evidence → |
| Total capital | 47,304,000 | USD | evidence → |
| Risk-weighted assets | 266,689,000 | USD | evidence → |