Call report 2015Q4
RONDOUT SAVINGS BANK — 2015Q4
The 22 measures RONDOUT SAVINGS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 324,692,000 | USD | evidence → |
| Total loans | 248,577,000 | USD | evidence → |
| Allowance for loan losses | 3,204,000 | USD | evidence → |
| Securities available for sale | 41,198,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 275,442,000 | USD | evidence → |
| Interest-bearing deposits | 232,523,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,919,000 | USD | evidence → |
| Equity capital | 33,920,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,316,000 | USD | evidence → |
| Interest expense | 1,757,000 | USD | evidence → |
| Net interest income | 10,559,000 | USD | evidence → |
| Noninterest income | 2,081,000 | USD | evidence → |
| Noninterest expense | 11,029,000 | USD | evidence → |
| Provision for loan losses | 390,000 | USD | evidence → |
| Pretax income | 1,414,000 | USD | evidence → |
| Income tax | 470,000 | USD | evidence → |
| Net income | 944,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,807,000 | USD | evidence → |
| Total capital | 38,561,000 | USD | evidence → |
| Risk-weighted assets | 216,751,000 | USD | evidence → |