Call report 2014Q4
RONDOUT SAVINGS BANK — 2014Q4
The 22 measures RONDOUT SAVINGS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 301,414,000 | USD | evidence → |
| Total loans | 239,294,000 | USD | evidence → |
| Allowance for loan losses | 2,954,000 | USD | evidence → |
| Securities available for sale | 36,005,000 | USD | evidence → |
| Securities held to maturity | 3,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 254,360,000 | USD | evidence → |
| Interest-bearing deposits | 215,930,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,430,000 | USD | evidence → |
| Equity capital | 33,172,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,930,000 | USD | evidence → |
| Interest expense | 1,611,000 | USD | evidence → |
| Net interest income | 10,319,000 | USD | evidence → |
| Noninterest income | 1,883,000 | USD | evidence → |
| Noninterest expense | 9,666,000 | USD | evidence → |
| Provision for loan losses | 644,000 | USD | evidence → |
| Pretax income | 2,359,000 | USD | evidence → |
| Income tax | 797,000 | USD | evidence → |
| Net income | 1,562,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,691,000 | USD | evidence → |
| Total capital | 37,441,000 | USD | evidence → |
| Risk-weighted assets | 209,573,000 | USD | evidence → |