Call reports 2010
RONDOUT SAVINGS BANK — 2010
What RONDOUT SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 225,788,000 | 234,338,000 | 234,819,000 | 229,550,000 |
| Total loans | 148,423,000 | 152,072,000 | 154,245,000 | 155,683,000 |
| Allowance for loan losses | 1,210,000 | 1,282,000 | 1,504,000 | 1,599,000 |
| Securities available for sale | 47,885,000 | 52,825,000 | 47,314,000 | 44,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,458,000 | 200,160,000 | 201,684,000 | 197,246,000 |
| Interest-bearing deposits | 166,987,000 | 172,020,000 | 172,828,000 | 168,863,000 |
| Noninterest-bearing deposits | 26,471,000 | 28,140,000 | 28,856,000 | 28,383,000 |
| Equity capital | 27,186,000 | 27,815,000 | 28,127,000 | 27,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,652,000 | 5,339,000 | 8,019,000 | 10,644,000 |
| Interest expense | 643,000 | 1,231,000 | 1,798,000 | 2,332,000 |
| Net interest income | 2,009,000 | 4,108,000 | 6,221,000 | 8,312,000 |
| Noninterest income | 406,000 | 863,000 | 1,302,000 | 1,814,000 |
| Noninterest expense | 1,884,000 | 3,811,000 | 5,833,000 | 7,865,000 |
| Provision for loan losses | 105,000 | 215,000 | 440,000 | 720,000 |
| Pretax income | 426,000 | 945,000 | 1,372,000 | 1,722,000 |
| Income tax | 175,000 | 385,000 | 543,000 | 660,000 |
| Net income | 251,000 | 560,000 | 829,000 | 1,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,783,000 | 27,198,000 | 27,399,000 | 27,259,000 |
| Total capital | 27,993,000 | 28,480,000 | 28,903,000 | 28,858,000 |
| Risk-weighted assets | 159,079,000 | 165,479,000 | 169,576,000 | 168,477,000 |
Machine access — free, no API key
Every figure shown here about RONDOUT SAVINGS BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.