Call reports 2006
CORNERSTONE COMMUNITY BANK — 2006
What CORNERSTONE COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 334,645,000 | 339,786,000 | 354,879,000 | 367,669,000 |
| Total loans | 273,153,000 | 285,228,000 | 284,045,000 | 305,972,000 |
| Allowance for loan losses | 3,760,000 | 4,152,000 | 4,236,000 | 4,046,000 |
| Securities available for sale | 31,139,000 | 32,493,000 | 32,539,000 | 32,353,000 |
| Securities held to maturity | 276,000 | 266,000 | 256,000 | 236,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,483,000 | 253,709,000 | 278,896,000 | 276,148,000 |
| Interest-bearing deposits | 228,721,000 | 209,724,000 | 237,261,000 | 234,077,000 |
| Noninterest-bearing deposits | 42,762,000 | 43,985,000 | 41,634,000 | 42,071,000 |
| Equity capital | 27,110,000 | 28,452,000 | 30,309,000 | 31,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,280,000 | 13,255,000 | 20,575,000 | 28,271,000 |
| Interest expense | 2,154,000 | 4,592,000 | 7,373,000 | 10,303,000 |
| Net interest income | 4,126,000 | 8,663,000 | 13,202,000 | 17,968,000 |
| Noninterest income | 428,000 | 1,075,000 | 1,466,000 | 1,834,000 |
| Noninterest expense | 2,044,000 | 4,301,000 | 6,483,000 | 8,886,000 |
| Provision for loan losses | 369,000 | 844,000 | 1,004,000 | 1,004,000 |
| Pretax income | 2,141,000 | 4,593,000 | 7,181,000 | 9,912,000 |
| Income tax | 787,000 | 1,731,000 | 2,728,000 | 3,623,000 |
| Net income | 1,354,000 | 2,862,000 | 4,453,000 | 6,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,336,000 | 28,843,000 | 30,436,000 | 31,683,000 |
| Total capital | 30,982,000 | 32,583,000 | 34,212,000 | 35,772,000 |
| Risk-weighted assets | 291,267,000 | 299,879,000 | 303,811,000 | 327,055,000 |
Machine access — free, no API key
Every figure shown here about CORNERSTONE COMMUNITY BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.