Call reports 2016
FARMERS & MERCHANTS STATE BANK OF CAWKER CITY, THE — 2016
What FARMERS & MERCHANTS STATE BANK OF CAWKER CITY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 17,338,000 | 18,742,000 | 17,971,000 |
| Total loans | 16,403,000 | 17,378,000 | 16,487,000 |
| Allowance for loan losses | 151,000 | 217,000 | 218,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 12,225,000 | 12,276,000 | 12,689,000 |
| Interest-bearing deposits | 9,406,000 | 9,612,000 | 9,817,000 |
| Noninterest-bearing deposits | 2,819,000 | 2,664,000 | 2,872,000 |
| Equity capital | 1,802,000 | 1,649,000 | 1,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 214,000 | 434,000 | 641,000 |
| Interest expense | 35,000 | 71,000 | 104,000 |
| Net interest income | 179,000 | 363,000 | 537,000 |
| Noninterest income | 8,000 | 15,000 | 22,000 |
| Noninterest expense | 87,000 | 169,000 | 260,000 |
| Provision for loan losses | 0 | 66,000 | 66,000 |
| Pretax income | 100,000 | 143,000 | 233,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 100,000 | 143,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 1,802,000 | 1,649,000 | 1,714,000 |
| Total capital | 1,953,000 | 1,860,000 | 1,922,000 |
| Risk-weighted assets | 15,313,000 | 16,853,000 | 16,622,000 |