Call reports 2015
FARMERS & MERCHANTS STATE BANK OF CAWKER CITY, THE — 2015
What FARMERS & MERCHANTS STATE BANK OF CAWKER CITY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 16,293,000 | 16,304,000 | 17,181,000 | 17,773,000 |
| Total loans | 15,042,000 | 15,216,000 | 16,171,000 | 16,134,000 |
| Allowance for loan losses | 127,000 | 136,000 | 184,000 | 144,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,930,000 | 11,904,000 | 10,893,000 | 12,040,000 |
| Interest-bearing deposits | 9,809,000 | 9,709,000 | 8,151,000 | 9,459,000 |
| Noninterest-bearing deposits | 2,121,000 | 2,195,000 | 2,742,000 | 2,581,000 |
| Equity capital | 1,700,000 | 1,704,000 | 1,746,000 | 1,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 196,000 | 390,000 | 597,000 | 808,000 |
| Interest expense | 33,000 | 66,000 | 100,000 | 133,000 |
| Net interest income | 163,000 | 324,000 | 497,000 | 675,000 |
| Noninterest income | 11,000 | 20,000 | 28,000 | 36,000 |
| Noninterest expense | 81,000 | 159,000 | 245,000 | 328,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 193,000 |
| Pretax income | 93,000 | 185,000 | 230,000 | 190,000 |
| Income tax | 0 | 13,000 | 16,000 | 20,000 |
| Net income | 93,000 | 172,000 | 214,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,700,000 | 1,704,000 | 1,746,000 | 1,702,000 |
| Total capital | 1,827,000 | 1,840,000 | 1,930,000 | 1,846,000 |
| Risk-weighted assets | 14,003,000 | 14,156,000 | 15,144,000 | 15,320,000 |