Call reports 2024
CYPRESS BANK & TRUST — 2024
What CYPRESS BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 187,234,000 | 168,469,000 | 171,821,000 | 166,010,000 |
| Total loans | 80,047,000 | 85,067,000 | 90,515,000 | 99,996,000 |
| Allowance for loan losses | 969,000 | 1,024,000 | 1,160,000 | 1,270,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 32,739,000 | 34,786,000 | 28,032,000 | 27,344,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,410,000 | 144,564,000 | 147,011,000 | 140,513,000 |
| Interest-bearing deposits | 115,876,000 | 103,662,000 | 107,253,000 | 103,285,000 |
| Noninterest-bearing deposits | 47,534,000 | 40,902,000 | 39,758,000 | 37,228,000 |
| Equity capital | 17,549,000 | 17,658,000 | 17,830,000 | 18,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,981,000 | 4,196,000 | 6,345,000 | 8,556,000 |
| Interest expense | 844,000 | 1,805,000 | 2,801,000 | 3,774,000 |
| Net interest income | 1,137,000 | 2,391,000 | 3,544,000 | 4,782,000 |
| Noninterest income | 2,356,000 | 4,957,000 | 7,470,000 | 10,125,000 |
| Noninterest expense | 3,395,000 | 7,082,000 | 10,387,000 | 13,918,000 |
| Provision for loan losses | 25,000 | 80,000 | 216,000 | 326,000 |
| Pretax income | 73,000 | 186,000 | 384,000 | 616,000 |
| Income tax | 16,000 | 45,000 | 92,000 | 149,000 |
| Net income | 57,000 | 141,000 | 292,000 | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,475,000 | 16,598,000 | 16,807,000 | 17,050,000 |