Call reports 2023
CYPRESS BANK & TRUST — 2023
What CYPRESS BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 135,596,000 | 142,601,000 | 139,008,000 | 146,276,000 |
| Total loans | 61,740,000 | 68,331,000 | 74,830,000 | 76,621,000 |
| Allowance for loan losses | 924,000 | 912,000 | 944,000 | 944,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,538,000 | 26,460,000 | 26,330,000 | 29,111,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,922,000 | 120,014,000 | 116,115,000 | 122,967,000 |
| Interest-bearing deposits | 70,474,000 | 73,449,000 | 78,282,000 | 87,179,000 |
| Noninterest-bearing deposits | 44,448,000 | 46,565,000 | 37,833,000 | 35,788,000 |
| Equity capital | 15,616,000 | 17,292,000 | 17,370,000 | 17,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,372,000 | 2,927,000 | 4,529,000 | 6,225,000 |
| Interest expense | 341,000 | 779,000 | 1,340,000 | 1,981,000 |
| Net interest income | 1,031,000 | 2,148,000 | 3,189,000 | 4,244,000 |
| Noninterest income | 1,982,000 | 4,365,000 | 6,613,000 | 9,022,000 |
| Noninterest expense | 2,977,000 | 6,177,000 | 9,361,000 | 12,725,000 |
| Provision for loan losses | 65,000 | 53,000 | 85,000 | 85,000 |
| Pretax income | -29,000 | 172,000 | 237,000 | 337,000 |
| Income tax | -10,000 | 41,000 | 56,000 | 81,000 |
| Net income | -19,000 | 131,000 | 181,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,493,000 | 16,204,000 | 16,281,000 | 16,391,000 |