Call reports 2022
CYPRESS BANK & TRUST — 2022
What CYPRESS BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 100,600,000 | 112,436,000 | 128,598,000 | 132,351,000 |
| Total loans | 24,061,000 | 34,351,000 | 44,701,000 | 52,034,000 |
| Allowance for loan losses | 361,000 | 516,000 | 669,000 | 859,000 |
| Securities available for sale | 3,564,000 | 3,304,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 17,872,000 | 23,577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,081,000 | 95,491,000 | 111,799,000 | 112,979,000 |
| Interest-bearing deposits | 54,035,000 | 61,777,000 | 65,919,000 | 69,279,000 |
| Noninterest-bearing deposits | 29,046,000 | 33,714,000 | 45,880,000 | 43,700,000 |
| Equity capital | 16,890,000 | 16,161,000 | 15,840,000 | 15,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 180,000 | 632,000 | 1,528,000 | 2,749,000 |
| Interest expense | 14,000 | 46,000 | 145,000 | 346,000 |
| Net interest income | 166,000 | 586,000 | 1,383,000 | 2,403,000 |
| Noninterest income | 1,967,000 | 3,984,000 | 5,973,000 | 8,100,000 |
| Noninterest expense | 2,825,000 | 5,900,000 | 8,920,000 | 12,220,000 |
| Provision for loan losses | 175,000 | 330,000 | 483,000 | 673,000 |
| Pretax income | -867,000 | -1,660,000 | -2,047,000 | -2,390,000 |
| Income tax | -216,000 | -414,000 | -508,000 | -590,000 |
| Net income | -651,000 | -1,246,000 | -1,539,000 | -1,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,001,000 | 15,219,000 | 14,843,000 | 14,511,000 |