Call reports 2023
ALTOONA FIRST SAVINGS BANK — 2023
What ALTOONA FIRST SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 316,983,000 | 306,624,000 | 304,321,000 | 305,206,000 |
| Total loans | 184,618,000 | 183,501,000 | 183,338,000 | 183,410,000 |
| Allowance for loan losses | 2,267,000 | 2,267,000 | 2,382,000 | 2,374,000 |
| Securities available for sale | 80,420,000 | 77,442,000 | 72,977,000 | 75,996,000 |
| Securities held to maturity | 15,049,000 | 11,080,000 | 7,569,000 | 2,622,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,919,000 | 268,967,000 | 266,881,000 | 265,860,000 |
| Interest-bearing deposits | 217,873,000 | 218,295,000 | 216,181,000 | 217,718,000 |
| Noninterest-bearing deposits | 54,046,000 | 50,672,000 | 50,700,000 | 48,142,000 |
| Equity capital | 34,040,000 | 34,274,000 | 33,912,000 | 36,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,160,000 | 6,423,000 | 9,744,000 | 13,143,000 |
| Interest expense | 606,000 | 1,440,000 | 2,288,000 | 3,224,000 |
| Net interest income | 2,554,000 | 4,983,000 | 7,456,000 | 9,919,000 |
| Noninterest income | 265,000 | 544,000 | 833,000 | 1,159,000 |
| Noninterest expense | 1,795,000 | 3,693,000 | 5,669,000 | 7,730,000 |
| Provision for loan losses | 50,000 | 50,000 | 175,000 | 174,000 |
| Pretax income | 974,000 | 1,784,000 | 2,445,000 | 3,174,000 |
| Income tax | 266,000 | 490,000 | 521,000 | 741,000 |
| Net income | 708,000 | 1,294,000 | 1,924,000 | 2,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,657,000 | 38,149,000 | 38,523,000 | 39,584,000 |