Call reports 2020
ALTOONA FIRST SAVINGS BANK — 2020
What ALTOONA FIRST SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 240,002,000 | 256,937,000 | 267,317,000 | 289,171,000 |
| Total loans | 178,926,000 | 182,619,000 | 184,685,000 | 187,407,000 |
| Allowance for loan losses | 1,702,000 | 1,904,000 | 2,440,000 | 1,120,000 |
| Securities available for sale | 501,000 | 0 | 0 | 0 |
| Securities held to maturity | 15,479,000 | 27,988,000 | 36,005,000 | 52,975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,199,000 | 220,485,000 | 230,821,000 | 252,678,000 |
| Interest-bearing deposits | 166,719,000 | 176,270,000 | 184,983,000 | 204,317,000 |
| Noninterest-bearing deposits | 37,480,000 | 44,215,000 | 45,838,000 | 48,361,000 |
| Equity capital | 33,612,000 | 33,572,000 | 33,783,000 | 34,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,596,000 | 4,726,000 | 7,201,000 | 9,723,000 |
| Interest expense | 539,000 | 973,000 | 1,407,000 | 1,821,000 |
| Net interest income | 2,057,000 | 3,753,000 | 5,794,000 | 7,902,000 |
| Noninterest income | 228,000 | 457,000 | 831,000 | 1,243,000 |
| Noninterest expense | 1,665,000 | 3,320,000 | 4,973,000 | 6,872,000 |
| Provision for loan losses | 140,000 | 342,000 | 1,027,000 | 1,373,000 |
| Pretax income | 480,000 | 548,000 | 625,000 | 900,000 |
| Income tax | 204,000 | 310,000 | 176,000 | 176,000 |
| Net income | 276,000 | 238,000 | 449,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,394,000 | 33,354,000 | 33,421,000 | 33,857,000 |
| Total capital | 35,096,000 | — | — | — |
| Risk-weighted assets | 190,656,000 | — | — | — |