Call reports 2018
ALTOONA FIRST SAVINGS BANK — 2018
What ALTOONA FIRST SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 220,794,000 | 219,811,000 | 218,232,000 | 215,147,000 |
| Total loans | 154,948,000 | 157,467,000 | 161,667,000 | 167,940,000 |
| Allowance for loan losses | 1,293,000 | 1,370,000 | 1,184,000 | 1,236,000 |
| Securities available for sale | 3,960,000 | 3,953,000 | 3,950,000 | 3,971,000 |
| Securities held to maturity | 7,675,000 | 6,163,000 | 7,673,000 | 6,673,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,142,000 | 187,147,000 | 185,418,000 | 182,305,000 |
| Interest-bearing deposits | 154,772,000 | 153,465,000 | 151,400,000 | 148,441,000 |
| Noninterest-bearing deposits | 34,370,000 | 33,682,000 | 34,018,000 | 33,864,000 |
| Equity capital | 29,895,000 | 30,340,000 | 30,824,000 | 31,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,313,000 | 4,665,000 | 7,077,000 | 9,594,000 |
| Interest expense | 325,000 | 702,000 | 1,091,000 | 1,479,000 |
| Net interest income | 1,988,000 | 3,963,000 | 5,986,000 | 8,115,000 |
| Noninterest income | 504,000 | 758,000 | 1,061,000 | 1,305,000 |
| Noninterest expense | 1,618,000 | 3,206,000 | 4,694,000 | 6,335,000 |
| Provision for loan losses | 279,000 | 379,000 | 470,000 | 567,000 |
| Pretax income | 595,000 | 1,136,000 | 1,883,000 | 2,518,000 |
| Income tax | 213,000 | 305,000 | 565,000 | 737,000 |
| Net income | 382,000 | 831,000 | 1,318,000 | 1,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,771,000 | 30,228,000 | 30,696,000 | 31,138,000 |
| Total capital | 30,901,000 | 31,471,000 | 31,720,000 | 32,192,000 |
| Risk-weighted assets | 146,859,000 | 146,670,000 | 160,758,000 | 160,106,000 |