Call reports 2016
ALTOONA FIRST SAVINGS BANK — 2016
What ALTOONA FIRST SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 207,774,000 | 205,485,000 | 210,632,000 | 211,637,000 |
| Total loans | 141,212,000 | 140,978,000 | 141,004,000 | 142,056,000 |
| Allowance for loan losses | 1,001,000 | 1,042,000 | 1,080,000 | 1,005,000 |
| Securities available for sale | 3,483,000 | 3,141,000 | 1,499,000 | 3,482,000 |
| Securities held to maturity | 177,000 | 176,000 | 754,000 | 754,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,346,000 | 175,956,000 | 180,541,000 | 181,959,000 |
| Interest-bearing deposits | 146,349,000 | 144,396,000 | 147,080,000 | 147,416,000 |
| Noninterest-bearing deposits | 31,997,000 | 31,560,000 | 33,461,000 | 34,543,000 |
| Equity capital | 27,644,000 | 27,918,000 | 28,161,000 | 28,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,930,000 | 3,880,000 | 5,839,000 | 7,809,000 |
| Interest expense | 296,000 | 583,000 | 869,000 | 1,158,000 |
| Net interest income | 1,634,000 | 3,297,000 | 4,970,000 | 6,651,000 |
| Noninterest income | 204,000 | 429,000 | 620,000 | 837,000 |
| Noninterest expense | 1,357,000 | 2,776,000 | 4,232,000 | 5,799,000 |
| Provision for loan losses | 44,000 | 88,000 | 136,000 | 161,000 |
| Pretax income | 437,000 | 862,000 | 1,222,000 | 1,528,000 |
| Income tax | 201,000 | 358,000 | 473,000 | 586,000 |
| Net income | 236,000 | 504,000 | 749,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,427,000 | 27,718,000 | 27,929,000 | 28,116,000 |
| Total capital | 28,295,000 | 28,641,000 | 28,869,000 | 28,975,000 |
| Risk-weighted assets | 128,998,000 | 127,681,000 | 129,163,000 | 130,890,000 |