Call reports 2015
ALTOONA FIRST SAVINGS BANK — 2015
What ALTOONA FIRST SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 208,960,000 | 205,036,000 | 200,859,000 | 203,932,000 |
| Total loans | 138,860,000 | 138,727,000 | 140,704,000 | 141,975,000 |
| Allowance for loan losses | 1,002,000 | 1,005,000 | 1,005,000 | 1,000,000 |
| Securities available for sale | 11,456,000 | 7,900,000 | 4,958,000 | 3,936,000 |
| Securities held to maturity | 180,000 | 179,000 | 178,000 | 178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,713,000 | 176,764,000 | 172,012,000 | 175,191,000 |
| Interest-bearing deposits | 148,422,000 | 145,798,000 | 140,865,000 | 143,211,000 |
| Noninterest-bearing deposits | 32,291,000 | 30,966,000 | 31,147,000 | 31,980,000 |
| Equity capital | 26,470,000 | 26,742,000 | 27,062,000 | 27,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,954,000 | 3,909,000 | 5,898,000 | 7,827,000 |
| Interest expense | 346,000 | 665,000 | 960,000 | 1,242,000 |
| Net interest income | 1,608,000 | 3,244,000 | 4,938,000 | 6,585,000 |
| Noninterest income | 202,000 | 431,000 | 654,000 | 1,022,000 |
| Noninterest expense | 1,348,000 | 2,726,000 | 4,112,000 | 5,566,000 |
| Provision for loan losses | 0 | 6,000 | 21,000 | 113,000 |
| Pretax income | 462,000 | 943,000 | 1,459,000 | 1,928,000 |
| Income tax | 157,000 | 327,000 | 557,000 | 696,000 |
| Net income | 305,000 | 616,000 | 902,000 | 1,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,273,000 | 26,587,000 | 26,868,000 | 27,183,000 |
| Total capital | 27,275,000 | 27,508,000 | 27,787,000 | 28,091,000 |
| Risk-weighted assets | 125,086,000 | 123,809,000 | 126,947,000 | 127,399,000 |