Call reports 2020
BANK OF NEWMAN GROVE — 2020
What BANK OF NEWMAN GROVE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 35,788,000 | 35,955,000 | 36,951,000 | 36,020,000 |
| Total loans | 19,801,000 | 19,498,000 | 18,024,000 | 16,058,000 |
| Allowance for loan losses | 277,000 | 277,000 | 277,000 | 277,000 |
| Securities available for sale | 7,677,000 | 8,178,000 | 11,872,000 | 12,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,779,000 | 29,178,000 | 29,585,000 | 29,944,000 |
| Interest-bearing deposits | 23,678,000 | 24,005,000 | 23,450,000 | 23,183,000 |
| Noninterest-bearing deposits | 5,101,000 | 5,173,000 | 6,135,000 | 6,761,000 |
| Equity capital | 3,724,000 | 3,836,000 | 3,805,000 | 3,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 570,000 | 751,000 | 944,000 |
| Interest expense | 46,000 | 84,000 | 115,000 | 139,000 |
| Net interest income | 273,000 | 486,000 | 636,000 | 805,000 |
| Noninterest income | 27,000 | 56,000 | 97,000 | 138,000 |
| Noninterest expense | 228,000 | 467,000 | 697,000 | 913,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 75,000 | 36,000 | 30,000 |
| Income tax | 8,000 | 11,000 | 14,000 | 17,000 |
| Net income | 64,000 | 64,000 | 22,000 | 13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,798,000 | 3,908,000 | 3,722,000 | 3,713,000 |
| Total capital | 4,075,000 | 4,185,000 | 3,999,000 | 3,987,000 |
| Risk-weighted assets | 23,761,000 | 25,034,000 | 24,633,000 | 21,922,000 |