Call reports 2019
BANK OF NEWMAN GROVE — 2019
What BANK OF NEWMAN GROVE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 34,259,000 | 35,153,000 | 34,671,000 | 32,656,000 |
| Total loans | 22,413,000 | 25,202,000 | 26,505,000 | 23,028,000 |
| Allowance for loan losses | 277,000 | 277,000 | 277,000 | 277,000 |
| Securities available for sale | 6,318,000 | 6,077,000 | 5,809,000 | 5,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,035,000 | 27,971,000 | 27,428,000 | 27,223,000 |
| Interest-bearing deposits | 23,191,000 | 22,702,000 | 22,543,000 | 22,061,000 |
| Noninterest-bearing deposits | 4,844,000 | 5,269,000 | 4,885,000 | 5,162,000 |
| Equity capital | 3,437,000 | 3,546,000 | 3,633,000 | 3,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 310,000 | 652,000 | 1,021,000 | 1,382,000 |
| Interest expense | 47,000 | 100,000 | 155,000 | 209,000 |
| Net interest income | 263,000 | 552,000 | 866,000 | 1,173,000 |
| Noninterest income | 35,000 | 66,000 | 104,000 | 168,000 |
| Noninterest expense | 254,000 | 523,000 | 785,000 | 1,051,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 95,000 | 185,000 | 290,000 |
| Income tax | 3,000 | 4,000 | 5,000 | 6,000 |
| Net income | 41,000 | 91,000 | 180,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,521,000 | 3,561,000 | 3,640,000 | 3,745,000 |
| Total capital | 3,798,000 | 3,838,000 | 3,917,000 | 4,022,000 |
| Risk-weighted assets | 26,670,000 | 29,967,000 | 30,527,000 | 28,639,000 |