Call reports 2016
BANK OF NEWMAN GROVE — 2016
What BANK OF NEWMAN GROVE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 35,859,000 | 34,612,000 | 33,344,000 | 34,010,000 |
| Total loans | 20,117,000 | 19,564,000 | 20,263,000 | 21,599,000 |
| Allowance for loan losses | 306,000 | 306,000 | 277,000 | 277,000 |
| Securities available for sale | 9,659,000 | 9,173,000 | 8,605,000 | 10,061,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,223,000 | 30,116,000 | 28,917,000 | 29,883,000 |
| Interest-bearing deposits | 25,479,000 | 25,318,000 | 24,422,000 | 23,821,000 |
| Noninterest-bearing deposits | 5,744,000 | 4,798,000 | 4,495,000 | 6,062,000 |
| Equity capital | 3,453,000 | 3,403,000 | 3,373,000 | 3,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 541,000 | 793,000 | 1,057,000 |
| Interest expense | 24,000 | 45,000 | 66,000 | 86,000 |
| Net interest income | 250,000 | 496,000 | 727,000 | 971,000 |
| Noninterest income | 29,000 | 60,000 | 92,000 | 173,000 |
| Noninterest expense | 251,000 | 494,000 | 745,000 | 1,050,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 62,000 | 74,000 | 94,000 |
| Income tax | 2,000 | 4,000 | 4,000 | 4,000 |
| Net income | 26,000 | 58,000 | 70,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,386,000 | 3,289,000 | 3,281,000 | 3,302,000 |
| Total capital | 3,692,000 | 3,584,000 | 3,558,000 | 3,579,000 |
| Risk-weighted assets | 24,650,000 | 23,590,000 | 25,075,000 | 26,270,000 |