Call reports 2015
BANK OF NEWMAN GROVE — 2015
What BANK OF NEWMAN GROVE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 35,320,000 | 34,408,000 | 34,179,000 | 35,324,000 |
| Total loans | 19,315,000 | 20,103,000 | 21,849,000 | 23,492,000 |
| Allowance for loan losses | 305,000 | 306,000 | 306,000 | 306,000 |
| Securities available for sale | 12,001,000 | 11,216,000 | 10,848,000 | 10,471,000 |
| Securities held to maturity | 3,000 | 3,000 | 3,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,242,000 | 29,662,000 | 28,369,000 | 30,526,000 |
| Interest-bearing deposits | 25,501,000 | 25,491,000 | 24,264,000 | 24,626,000 |
| Noninterest-bearing deposits | 4,741,000 | 4,171,000 | 4,105,000 | 5,900,000 |
| Equity capital | 3,470,000 | 3,233,000 | 3,333,000 | 3,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 258,000 | 526,000 | 795,000 | 1,090,000 |
| Interest expense | 27,000 | 50,000 | 77,000 | 100,000 |
| Net interest income | 231,000 | 476,000 | 718,000 | 990,000 |
| Noninterest income | 41,000 | 63,000 | 104,000 | 180,000 |
| Noninterest expense | 243,000 | 506,000 | 740,000 | 1,023,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 33,000 | 82,000 | 147,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 7,000 |
| Net income | 27,000 | 30,000 | 78,000 | 140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,395,000 | 3,266,000 | 3,298,000 | 3,360,000 |
| Total capital | 3,693,000 | 3,568,000 | 3,604,000 | 3,666,000 |
| Risk-weighted assets | 23,844,000 | 24,154,000 | 27,063,000 | 27,708,000 |