Call reports 2025
CARROLLTON FEDERAL BANK — 2025
What CARROLLTON FEDERAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 39,739,000 | 41,108,000 | 41,340,000 | 40,520,000 |
| Total loans | 24,877,000 | 26,242,000 | 25,565,000 | 26,471,000 |
| Allowance for loan losses | 191,000 | 192,000 | 191,000 | 190,000 |
| Securities available for sale | 8,528,000 | 8,843,000 | 9,371,000 | 9,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,852,000 | 35,141,000 | 35,054,000 | 34,185,000 |
| Interest-bearing deposits | 28,921,000 | 29,789,000 | 29,792,000 | 29,447,000 |
| Noninterest-bearing deposits | 4,931,000 | 5,352,000 | 5,262,000 | 4,738,000 |
| Equity capital | 5,663,000 | 5,718,000 | 5,996,000 | 6,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 438,000 | 907,000 | 1,394,000 | 1,898,000 |
| Interest expense | 109,000 | 220,000 | 336,000 | 457,000 |
| Net interest income | 329,000 | 687,000 | 1,058,000 | 1,441,000 |
| Noninterest income | 28,000 | 56,000 | 83,000 | 111,000 |
| Noninterest expense | 304,000 | 601,000 | 910,000 | 1,227,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 142,000 | 231,000 | 325,000 |
| Income tax | 8,000 | 19,000 | 35,000 | 50,000 |
| Net income | 45,000 | 123,000 | 196,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,322,000 | 6,398,000 | 6,468,000 | 6,546,000 |