Call reports 2023
CARROLLTON FEDERAL BANK — 2023
What CARROLLTON FEDERAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 38,634,000 | 38,401,000 | 38,466,000 | 39,302,000 |
| Total loans | 25,236,000 | 24,114,000 | 24,215,000 | 24,759,000 |
| Allowance for loan losses | 194,000 | 194,000 | 194,000 | 193,000 |
| Securities available for sale | 7,624,000 | 8,363,000 | 7,959,000 | 8,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,372,000 | 33,138,000 | 33,324,000 | 33,674,000 |
| Interest-bearing deposits | 28,401,000 | 28,299,000 | 28,697,000 | 28,800,000 |
| Noninterest-bearing deposits | 4,971,000 | 4,839,000 | 4,627,000 | 4,874,000 |
| Equity capital | 5,183,000 | 5,139,000 | 4,946,000 | 5,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 754,000 | 1,154,000 | 1,573,000 |
| Interest expense | 28,000 | 73,000 | 133,000 | 209,000 |
| Net interest income | 341,000 | 681,000 | 1,021,000 | 1,364,000 |
| Noninterest income | 23,000 | 46,000 | 70,000 | 92,000 |
| Noninterest expense | 272,000 | 541,000 | 822,000 | 1,107,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 187,000 | 270,000 | 338,000 |
| Income tax | 17,000 | 39,000 | 50,000 | 61,000 |
| Net income | 75,000 | 148,000 | 220,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,864,000 | 5,944,000 | 6,021,000 | 6,068,000 |