Call reports 2022
CARROLLTON FEDERAL BANK — 2022
What CARROLLTON FEDERAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 40,304,000 | 39,294,000 | 38,698,000 | 38,670,000 |
| Total loans | 25,877,000 | 26,604,000 | 25,645,000 | 24,978,000 |
| Allowance for loan losses | 245,000 | 250,000 | 297,000 | 194,000 |
| Securities available for sale | 6,369,000 | 7,294,000 | 7,390,000 | 7,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,099,000 | 33,798,000 | 33,856,000 | 33,622,000 |
| Interest-bearing deposits | 29,095,000 | 28,736,000 | 29,014,000 | 28,933,000 |
| Noninterest-bearing deposits | 6,004,000 | 5,062,000 | 4,842,000 | 4,689,000 |
| Equity capital | 5,146,000 | 4,907,000 | 4,724,000 | 5,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 313,000 | 647,000 | 1,042,000 | 1,411,000 |
| Interest expense | 23,000 | 46,000 | 70,000 | 93,000 |
| Net interest income | 290,000 | 601,000 | 972,000 | 1,318,000 |
| Noninterest income | 28,000 | 52,000 | 80,000 | 103,000 |
| Noninterest expense | 263,000 | 523,000 | 798,000 | 1,085,000 |
| Provision for loan losses | 4,000 | 10,000 | 12,000 | -90,000 |
| Pretax income | 51,000 | 120,000 | 242,000 | 323,000 |
| Income tax | 10,000 | 24,000 | 49,000 | 66,000 |
| Net income | 41,000 | 96,000 | 193,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,565,000 | 5,627,000 | 5,735,000 | 5,792,000 |