Call reports 2021
CARROLLTON FEDERAL BANK — 2021
What CARROLLTON FEDERAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 37,306,000 | 37,449,000 | 39,098,000 | 39,890,000 |
| Total loans | 24,714,000 | 24,180,000 | 23,950,000 | 24,553,000 |
| Allowance for loan losses | 269,000 | 275,000 | 276,000 | 276,000 |
| Securities available for sale | 2,679,000 | 4,090,000 | 5,537,000 | 5,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,784,000 | 31,886,000 | 33,499,000 | 34,378,000 |
| Interest-bearing deposits | 28,014,000 | 27,287,000 | 28,199,000 | 28,637,000 |
| Noninterest-bearing deposits | 3,770,000 | 4,599,000 | 5,300,000 | 5,741,000 |
| Equity capital | 5,412,000 | 5,465,000 | 5,484,000 | 5,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 634,000 | 943,000 | 1,253,000 |
| Interest expense | 25,000 | 50,000 | 75,000 | 99,000 |
| Net interest income | 292,000 | 584,000 | 868,000 | 1,154,000 |
| Noninterest income | 20,000 | 44,000 | 68,000 | 93,000 |
| Noninterest expense | 261,000 | 509,000 | 772,000 | 1,042,000 |
| Provision for loan losses | 6,000 | 12,000 | 14,000 | 14,000 |
| Pretax income | 45,000 | 107,000 | 150,000 | 191,000 |
| Income tax | 11,000 | 20,000 | 24,000 | 33,000 |
| Net income | 34,000 | 87,000 | 126,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,391,000 | 5,443,000 | 5,484,000 | 5,512,000 |