Call reports 2020
CARROLLTON FEDERAL BANK — 2020
What CARROLLTON FEDERAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 33,449,000 | 34,068,000 | 33,950,000 | 34,703,000 |
| Total loans | 24,432,000 | 24,877,000 | 25,176,000 | 25,100,000 |
| Allowance for loan losses | 248,000 | 254,000 | 258,000 | 264,000 |
| Securities available for sale | 1,996,000 | 1,782,000 | 1,735,000 | 1,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,603,000 | 28,014,000 | 28,344,000 | 29,203,000 |
| Interest-bearing deposits | 23,435,000 | 24,051,000 | 24,489,000 | 24,667,000 |
| Noninterest-bearing deposits | 3,168,000 | 3,963,000 | 3,855,000 | 4,536,000 |
| Equity capital | 5,212,000 | 5,396,000 | 5,431,000 | 5,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 669,000 | 1,006,000 | 1,337,000 |
| Interest expense | 35,000 | 65,000 | 95,000 | 121,000 |
| Net interest income | 301,000 | 604,000 | 911,000 | 1,216,000 |
| Noninterest income | 58,000 | 188,000 | 244,000 | 269,000 |
| Noninterest expense | 289,000 | 602,000 | 919,000 | 1,291,000 |
| Provision for loan losses | 12,000 | 18,000 | 24,000 | 30,000 |
| Pretax income | 58,000 | 172,000 | 212,000 | 164,000 |
| Income tax | 10,000 | 33,000 | 39,000 | 28,000 |
| Net income | 48,000 | 139,000 | 173,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,269,000 | 5,361,000 | 5,394,000 | 5,356,000 |