Call reports 2019
CARROLLTON FEDERAL BANK — 2019
What CARROLLTON FEDERAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 31,799,000 | 31,851,000 | 32,086,000 | 32,024,000 |
| Total loans | 24,167,000 | 24,200,000 | 24,534,000 | 24,595,000 |
| Allowance for loan losses | 222,000 | 237,000 | 240,000 | 233,000 |
| Securities available for sale | 1,755,000 | 1,949,000 | 1,889,000 | 1,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,566,000 | 25,694,000 | 25,178,000 | 24,811,000 |
| Interest-bearing deposits | 23,383,000 | 22,709,000 | 22,340,000 | 22,239,000 |
| Noninterest-bearing deposits | 3,183,000 | 2,985,000 | 2,838,000 | 2,572,000 |
| Equity capital | 5,135,000 | 5,192,000 | 5,256,000 | 5,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 675,000 | 1,023,000 | 1,343,000 |
| Interest expense | 29,000 | 61,000 | 97,000 | 133,000 |
| Net interest income | 308,000 | 614,000 | 926,000 | 1,210,000 |
| Noninterest income | 55,000 | 114,000 | 173,000 | 229,000 |
| Noninterest expense | 304,000 | 600,000 | 903,000 | 1,221,000 |
| Provision for loan losses | 6,000 | 21,000 | 21,000 | 66,000 |
| Pretax income | 53,000 | 107,000 | 175,000 | 152,000 |
| Income tax | 12,000 | 25,000 | 37,000 | 31,000 |
| Net income | 41,000 | 82,000 | 138,000 | 121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,140,000 | 5,181,000 | 5,238,000 | 5,221,000 |
| Total capital | 5,362,000 | 5,416,000 | 5,473,000 | 5,454,000 |
| Risk-weighted assets | 18,489,000 | 18,823,000 | 18,820,000 | 19,353,000 |