Call reports 2018
CARROLLTON FEDERAL BANK — 2018
What CARROLLTON FEDERAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 32,706,000 | 32,728,000 | 32,031,000 | 31,993,000 |
| Total loans | 23,681,000 | 23,746,000 | 23,493,000 | 24,158,000 |
| Allowance for loan losses | 244,000 | 216,000 | 216,000 | 216,000 |
| Securities available for sale | 2,118,000 | 2,015,000 | 1,870,000 | 1,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,667,000 | 27,641,000 | 26,896,000 | 26,114,000 |
| Interest-bearing deposits | 24,573,000 | 24,315,000 | 23,641,000 | 22,940,000 |
| Noninterest-bearing deposits | 3,094,000 | 3,326,000 | 3,255,000 | 3,174,000 |
| Equity capital | 4,978,000 | 5,011,000 | 5,036,000 | 5,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 313,000 | 639,000 | 972,000 | 1,311,000 |
| Interest expense | 24,000 | 48,000 | 70,000 | 97,000 |
| Net interest income | 289,000 | 591,000 | 902,000 | 1,214,000 |
| Noninterest income | 53,000 | 110,000 | 163,000 | 215,000 |
| Noninterest expense | 326,000 | 639,000 | 968,000 | 1,287,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 62,000 | 93,000 | 138,000 |
| Income tax | 1,000 | 11,000 | 15,000 | 23,000 |
| Net income | 15,000 | 51,000 | 78,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,999,000 | 5,035,000 | 5,063,000 | 5,099,000 |
| Total capital | 5,234,000 | 5,251,000 | 5,279,000 | 5,315,000 |
| Risk-weighted assets | 18,777,000 | 18,773,000 | 18,183,000 | 18,697,000 |