Call reports 2016
CARROLLTON FEDERAL BANK — 2016
What CARROLLTON FEDERAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 33,442,000 | 32,672,000 | 33,179,000 | 34,332,000 |
| Total loans | 24,470,000 | 24,764,000 | 24,382,000 | 25,256,000 |
| Allowance for loan losses | 269,000 | 267,000 | 266,000 | 263,000 |
| Securities available for sale | 3,531,000 | 2,942,000 | 2,826,000 | 2,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,585,000 | 26,784,000 | 27,188,000 | 27,237,000 |
| Interest-bearing deposits | 25,470,000 | 24,872,000 | 25,132,000 | 25,285,000 |
| Noninterest-bearing deposits | 2,115,000 | 1,912,000 | 2,056,000 | 1,952,000 |
| Equity capital | 4,768,000 | 4,818,000 | 4,865,000 | 4,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 343,000 | 685,000 | 1,028,000 | 1,370,000 |
| Interest expense | 32,000 | 63,000 | 93,000 | 124,000 |
| Net interest income | 311,000 | 622,000 | 935,000 | 1,246,000 |
| Noninterest income | 64,000 | 130,000 | 187,000 | 237,000 |
| Noninterest expense | 305,000 | 622,000 | 926,000 | 1,245,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 70,000 | 130,000 | 196,000 | 238,000 |
| Income tax | 21,000 | 34,000 | 55,000 | 63,000 |
| Net income | 49,000 | 96,000 | 141,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,702,000 | 4,754,000 | 4,799,000 | 4,833,000 |
| Total capital | 4,936,000 | 4,991,000 | 5,038,000 | 5,080,000 |
| Risk-weighted assets | 18,703,000 | 18,935,000 | 19,094,000 | 19,753,000 |