Call reports 2015
CARROLLTON FEDERAL BANK — 2015
What CARROLLTON FEDERAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 35,649,000 | 36,682,000 | 34,427,000 | 34,723,000 |
| Total loans | 24,740,000 | 24,453,000 | 24,240,000 | 24,735,000 |
| Allowance for loan losses | 271,000 | 271,000 | 271,000 | 271,000 |
| Securities available for sale | 3,031,000 | 3,852,000 | 3,767,000 | 3,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,907,000 | 28,447,000 | 27,373,000 | 27,645,000 |
| Interest-bearing deposits | 25,877,000 | 25,973,000 | 25,255,000 | 25,325,000 |
| Noninterest-bearing deposits | 2,030,000 | 2,474,000 | 2,118,000 | 2,320,000 |
| Equity capital | 4,653,000 | 4,662,000 | 4,727,000 | 4,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 354,000 | 709,000 | 1,062,000 | 1,417,000 |
| Interest expense | 39,000 | 74,000 | 109,000 | 142,000 |
| Net interest income | 315,000 | 635,000 | 953,000 | 1,275,000 |
| Noninterest income | 55,000 | 115,000 | 176,000 | 238,000 |
| Noninterest expense | 311,000 | 635,000 | 944,000 | 1,344,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 115,000 | 185,000 | 168,000 |
| Income tax | 15,000 | 31,000 | 56,000 | 45,000 |
| Net income | 44,000 | 84,000 | 129,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,560,000 | 4,571,000 | 4,649,000 | 4,632,000 |
| Total capital | 4,801,000 | 4,815,000 | 4,882,000 | 4,875,000 |
| Risk-weighted assets | 19,261,000 | 19,457,000 | 18,598,000 | 19,436,000 |