Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 180,874,000 | 183,304,000 | 189,112,000 | 180,931,000 |
| Total loans | 108,743,000 | 111,333,000 | 106,292,000 | 94,952,000 |
| Allowance for loan losses | 1,033,000 | 1,031,000 | 1,031,000 | 1,036,000 |
| Securities available for sale | 49,373,000 | 48,041,000 | 51,822,000 | 58,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,633,000 | 165,306,000 | 170,032,000 | 161,352,000 |
| Interest-bearing deposits | 83,916,000 | 87,054,000 | 90,266,000 | 84,200,000 |
| Noninterest-bearing deposits | 79,717,000 | 78,252,000 | 79,766,000 | 77,152,000 |
| Equity capital | 15,673,000 | 16,248,000 | 17,069,000 | 17,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,164,000 | 4,472,000 | 6,809,000 | 9,137,000 |
| Interest expense | 216,000 | 477,000 | 750,000 | 1,024,000 |
| Net interest income | 1,948,000 | 3,995,000 | 6,059,000 | 8,113,000 |
| Noninterest income | 328,000 | 650,000 | 1,030,000 | 1,364,000 |
| Noninterest expense | 1,543,000 | 3,130,000 | 4,766,000 | 6,362,000 |
| Provision for loan losses | 0 | 0 | 0 | 9,000 |
| Pretax income | 733,000 | 1,515,000 | 2,323,000 | 3,115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 733,000 | 1,515,000 | 2,323,000 | 3,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,778,000 | 17,081,000 | 17,382,000 | 17,607,000 |