Call reports 2023
FARMERS STATE BANK — 2023
What FARMERS STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 183,089,000 | 186,405,000 | 188,851,000 | 182,978,000 |
| Total loans | 101,733,000 | 103,261,000 | 97,297,000 | 101,123,000 |
| Allowance for loan losses | 1,086,000 | 1,091,000 | 1,085,000 | 1,010,000 |
| Securities available for sale | 55,373,000 | 52,940,000 | 51,141,000 | 53,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,587,000 | 173,643,000 | 175,944,000 | 168,574,000 |
| Interest-bearing deposits | 83,532,000 | 85,642,000 | 87,921,000 | 86,393,000 |
| Noninterest-bearing deposits | 87,055,000 | 88,001,000 | 88,023,000 | 82,181,000 |
| Equity capital | 11,507,000 | 11,637,000 | 11,590,000 | 13,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,667,000 | 3,403,000 | 5,283,000 | 7,210,000 |
| Interest expense | 99,000 | 290,000 | 532,000 | 780,000 |
| Net interest income | 1,568,000 | 3,113,000 | 4,751,000 | 6,430,000 |
| Noninterest income | 318,000 | 642,000 | 970,000 | 1,374,000 |
| Noninterest expense | 1,356,000 | 2,709,000 | 4,118,000 | 5,522,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 515,000 | 1,021,000 | 1,578,000 | 2,257,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 515,000 | 1,021,000 | 1,578,000 | 2,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,627,000 | 15,669,000 | 15,772,000 | 15,949,000 |
| Total capital | 16,752,000 | 16,804,000 | 16,901,000 | 17,058,000 |
| Risk-weighted assets | 100,601,000 | 114,536,000 | 112,377,000 | 116,536,000 |