Call reports 2022
FARMERS STATE BANK — 2022
What FARMERS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 180,941,000 | 177,516,000 | 185,593,000 | 179,777,000 |
| Total loans | 85,258,000 | 85,050,000 | 89,301,000 | 98,272,000 |
| Allowance for loan losses | 1,042,000 | 1,051,000 | 1,064,000 | 1,078,000 |
| Securities available for sale | 60,654,000 | 60,905,000 | 57,872,000 | 56,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,280,000 | 165,907,000 | 174,893,000 | 167,766,000 |
| Interest-bearing deposits | 86,429,000 | 86,037,000 | 89,493,000 | 86,585,000 |
| Noninterest-bearing deposits | 80,851,000 | 79,870,000 | 85,400,000 | 81,181,000 |
| Equity capital | 12,757,000 | 10,732,000 | 9,788,000 | 11,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,656,000 | 4,106,000 | 5,726,000 |
| Interest expense | 54,000 | 105,000 | 162,000 | 209,000 |
| Net interest income | 1,253,000 | 2,551,000 | 3,944,000 | 5,517,000 |
| Noninterest income | 345,000 | 696,000 | 1,039,000 | 1,367,000 |
| Noninterest expense | 1,182,000 | 2,378,000 | 3,644,000 | 4,962,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 401,000 | 839,000 | 1,294,000 | 1,862,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 401,000 | 839,000 | 1,294,000 | 1,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,236,000 | 14,352,000 | 14,459,000 | 15,662,000 |
| Total capital | 15,278,000 | 15,404,000 | 15,523,000 | 16,740,000 |
| Risk-weighted assets | 93,336,000 | 98,275,000 | 96,132,000 | 110,758,000 |