Call reports 2020
FARMERS STATE BANK — 2020
What FARMERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 133,445,000 | 153,820,000 | 150,887,000 | 153,836,000 |
| Total loans | 71,603,000 | 84,160,000 | 86,353,000 | 80,326,000 |
| Allowance for loan losses | 832,000 | 915,000 | 927,000 | 917,000 |
| Securities available for sale | 28,207,000 | 27,722,000 | 28,406,000 | 43,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,567,000 | 132,497,000 | 135,901,000 | 138,896,000 |
| Interest-bearing deposits | 62,476,000 | 68,504,000 | 71,580,000 | 70,496,000 |
| Noninterest-bearing deposits | 56,091,000 | 63,993,000 | 64,321,000 | 68,400,000 |
| Equity capital | 14,245,000 | 14,129,000 | 14,214,000 | 14,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,264,000 | 2,848,000 | 4,186,000 | 5,491,000 |
| Interest expense | 61,000 | 120,000 | 177,000 | 235,000 |
| Net interest income | 1,203,000 | 2,728,000 | 4,009,000 | 5,256,000 |
| Noninterest income | 312,000 | 581,000 | 890,000 | 1,187,000 |
| Noninterest expense | 1,106,000 | 2,288,000 | 3,452,000 | 4,532,000 |
| Provision for loan losses | 13,000 | 98,000 | 113,000 | 128,000 |
| Pretax income | 396,000 | 923,000 | 1,334,000 | 1,783,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 396,000 | 923,000 | 1,334,000 | 1,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,328,000 | 13,121,000 | 13,196,000 | 13,287,000 |