Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 132,638,000 | 135,105,000 | 133,778,000 | 129,998,000 |
| Total loans | 62,855,000 | 62,868,000 | 62,978,000 | 61,808,000 |
| Allowance for loan losses | 806,000 | 812,000 | 811,000 | 815,000 |
| Securities available for sale | 36,127,000 | 35,290,000 | 33,977,000 | 33,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,772,000 | 116,264,000 | 116,867,000 | 117,239,000 |
| Interest-bearing deposits | 64,543,000 | 63,681,000 | 66,894,000 | 67,059,000 |
| Noninterest-bearing deposits | 50,229,000 | 52,583,000 | 49,973,000 | 50,180,000 |
| Equity capital | 13,031,000 | 12,863,000 | 12,915,000 | 12,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,415,000 | 3,608,000 | 4,791,000 |
| Interest expense | 38,000 | 79,000 | 121,000 | 160,000 |
| Net interest income | 1,169,000 | 2,336,000 | 3,487,000 | 4,631,000 |
| Noninterest income | 304,000 | 611,000 | 928,000 | 1,271,000 |
| Noninterest expense | 1,077,000 | 2,177,000 | 3,320,000 | 4,455,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 388,000 | 755,000 | 1,072,000 | 1,417,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 388,000 | 755,000 | 1,072,000 | 1,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,939,000 | 11,687,000 | 11,762,000 | 11,833,000 |
| Total capital | 12,745,000 | 12,499,000 | 12,573,000 | 12,648,000 |
| Risk-weighted assets | 67,459,000 | 66,944,000 | 66,396,000 | 65,681,000 |