Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 134,765,000 | 133,609,000 | 136,488,000 | 134,671,000 |
| Total loans | 60,419,000 | 62,649,000 | 62,680,000 | 61,051,000 |
| Allowance for loan losses | 791,000 | 783,000 | 788,000 | 818,000 |
| Securities available for sale | 39,455,000 | 38,764,000 | 38,243,000 | 37,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,627,000 | 120,765,000 | 120,203,000 | 121,783,000 |
| Interest-bearing deposits | 66,721,000 | 67,439,000 | 65,781,000 | 68,008,000 |
| Noninterest-bearing deposits | 54,906,000 | 53,326,000 | 54,422,000 | 53,775,000 |
| Equity capital | 12,590,000 | 12,242,000 | 12,513,000 | 12,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,438,000 | 3,677,000 | 4,906,000 |
| Interest expense | 52,000 | 100,000 | 147,000 | 188,000 |
| Net interest income | 1,145,000 | 2,338,000 | 3,530,000 | 4,718,000 |
| Noninterest income | 323,000 | 654,000 | 980,000 | 1,328,000 |
| Noninterest expense | 1,089,000 | 2,191,000 | 3,270,000 | 4,394,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 371,000 | 786,000 | 1,217,000 | 1,622,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 371,000 | 786,000 | 1,217,000 | 1,622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,564,000 | 11,373,000 | 11,470,000 | 11,551,000 |
| Total capital | 12,355,000 | 12,156,000 | 12,258,000 | 12,369,000 |
| Risk-weighted assets | 66,156,000 | 67,433,000 | 65,531,000 | 66,134,000 |