Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 125,802,000 | 126,718,000 | 126,503,000 | 133,698,000 |
| Total loans | 56,272,000 | 57,484,000 | 57,634,000 | 58,374,000 |
| Allowance for loan losses | 765,000 | 773,000 | 767,000 | 779,000 |
| Securities available for sale | 37,844,000 | 37,368,000 | 38,972,000 | 40,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,201,000 | 114,278,000 | 113,963,000 | 121,073,000 |
| Interest-bearing deposits | 65,566,000 | 66,812,000 | 66,751,000 | 70,634,000 |
| Noninterest-bearing deposits | 47,635,000 | 47,466,000 | 47,212,000 | 50,439,000 |
| Equity capital | 12,063,000 | 11,868,000 | 11,937,000 | 12,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,352,000 | 3,552,000 | 4,760,000 |
| Interest expense | 61,000 | 119,000 | 177,000 | 232,000 |
| Net interest income | 1,102,000 | 2,233,000 | 3,375,000 | 4,528,000 |
| Noninterest income | 346,000 | 688,000 | 1,027,000 | 1,391,000 |
| Noninterest expense | 1,095,000 | 2,203,000 | 3,285,000 | 4,396,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 40,000 |
| Pretax income | 345,000 | 703,000 | 1,094,000 | 1,483,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 345,000 | 703,000 | 1,094,000 | 1,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,228,000 | 11,031,000 | 11,112,000 | 11,193,000 |
| Total capital | 11,993,000 | 11,804,000 | 11,879,000 | 11,972,000 |
| Risk-weighted assets | 66,645,000 | 67,568,000 | 66,265,000 | 68,166,000 |