Call reports 2023
FIRST NATIONAL BANK OF BOSQUE COUNTY — 2023
What FIRST NATIONAL BANK OF BOSQUE COUNTY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 172,845,000 | 179,787,000 | 177,751,000 | 175,760,000 |
| Total loans | 112,059,000 | 111,318,000 | 115,714,000 | 117,072,000 |
| Allowance for loan losses | 1,633,000 | 1,730,000 | 1,750,000 | 1,765,000 |
| Securities available for sale | 36,471,000 | 31,137,000 | 30,882,000 | 34,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,813,000 | 153,247,000 | 150,601,000 | 147,442,000 |
| Interest-bearing deposits | 97,758,000 | 93,794,000 | 93,332,000 | 91,436,000 |
| Noninterest-bearing deposits | 59,055,000 | 59,453,000 | 57,269,000 | 56,006,000 |
| Equity capital | 15,427,000 | 15,860,000 | 16,182,000 | 17,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,775,000 | 3,621,000 | 5,658,000 | 7,826,000 |
| Interest expense | 85,000 | 224,000 | 553,000 | 867,000 |
| Net interest income | 1,690,000 | 3,397,000 | 5,105,000 | 6,959,000 |
| Noninterest income | 307,000 | 605,000 | 842,000 | 1,142,000 |
| Noninterest expense | 1,002,000 | 2,146,000 | 3,354,000 | 4,542,000 |
| Provision for loan losses | 12,000 | 210,000 | 251,000 | 269,000 |
| Pretax income | 983,000 | 1,646,000 | 2,342,000 | 3,290,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 983,000 | 1,646,000 | 2,342,000 | 3,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,376,000 | 17,819,000 | 18,295,000 | 18,663,000 |
| Total capital | 18,777,000 | 19,216,000 | 19,756,000 | 20,085,000 |
| Risk-weighted assets | 111,897,000 | 111,480,000 | 116,613,000 | 113,433,000 |