Call reports 2020
FIRST NATIONAL BANK OF BOSQUE COUNTY — 2020
What FIRST NATIONAL BANK OF BOSQUE COUNTY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 123,279,000 | 144,226,000 | 148,149,000 | 151,902,000 |
| Total loans | 90,883,000 | 95,425,000 | 95,861,000 | 96,967,000 |
| Allowance for loan losses | 1,353,000 | 1,389,000 | 1,412,000 | 1,411,000 |
| Securities available for sale | 4,474,000 | 4,067,000 | 4,561,000 | 7,767,000 |
| Securities held to maturity | 10,000 | 8,000 | 7,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,739,000 | 129,315,000 | 133,250,000 | 136,987,000 |
| Interest-bearing deposits | 73,075,000 | 85,967,000 | 87,340,000 | 91,506,000 |
| Noninterest-bearing deposits | 34,664,000 | 43,348,000 | 45,910,000 | 45,481,000 |
| Equity capital | 13,845,000 | 14,188,000 | 14,114,000 | 14,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,825,000 | 3,960,000 | 5,146,000 |
| Interest expense | 103,000 | 213,000 | 303,000 | 389,000 |
| Net interest income | 1,169,000 | 2,612,000 | 3,657,000 | 4,757,000 |
| Noninterest income | 234,000 | 438,000 | 645,000 | 915,000 |
| Noninterest expense | 959,000 | 2,013,000 | 2,943,000 | 3,877,000 |
| Provision for loan losses | 30,000 | 125,000 | 340,000 | 430,000 |
| Pretax income | 414,000 | 912,000 | 1,019,000 | 1,365,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 414,000 | 912,000 | 1,019,000 | 1,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,769,000 | 14,087,000 | 14,014,000 | 14,180,000 |
| Total capital | 14,899,000 | 15,315,000 | 15,128,000 | 15,331,000 |
| Risk-weighted assets | 90,212,000 | 98,130,000 | 88,874,000 | 91,866,000 |