Call reports 2019
FIRST NATIONAL BANK OF BOSQUE COUNTY — 2019
What FIRST NATIONAL BANK OF BOSQUE COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 120,352,000 | 119,533,000 | 120,132,000 | 119,434,000 |
| Total loans | 86,090,000 | 88,212,000 | 91,686,000 | 90,135,000 |
| Allowance for loan losses | 1,215,000 | 1,235,000 | 1,261,000 | 1,325,000 |
| Securities available for sale | 9,171,000 | 9,112,000 | 6,668,000 | 6,224,000 |
| Securities held to maturity | 17,000 | 15,000 | 12,000 | 11,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,434,000 | 104,294,000 | 104,502,000 | 104,191,000 |
| Interest-bearing deposits | 70,444,000 | 69,439,000 | 68,159,000 | 68,415,000 |
| Noninterest-bearing deposits | 35,990,000 | 34,855,000 | 36,343,000 | 35,776,000 |
| Equity capital | 13,173,000 | 13,433,000 | 13,781,000 | 13,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,222,000 | 2,532,000 | 3,897,000 | 5,201,000 |
| Interest expense | 84,000 | 177,000 | 283,000 | 381,000 |
| Net interest income | 1,138,000 | 2,355,000 | 3,614,000 | 4,820,000 |
| Noninterest income | 191,000 | 390,000 | 614,000 | 872,000 |
| Noninterest expense | 901,000 | 1,827,000 | 2,763,000 | 3,722,000 |
| Provision for loan losses | 20,000 | 40,000 | 70,000 | 209,000 |
| Pretax income | 408,000 | 878,000 | 1,395,000 | 1,761,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 408,000 | 878,000 | 1,395,000 | 1,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,217,000 | 13,376,000 | 13,719,000 | 13,535,000 |
| Total capital | 14,276,000 | 14,472,000 | 14,864,000 | 14,579,000 |
| Risk-weighted assets | 84,592,000 | 87,580,000 | 91,508,000 | 83,244,000 |