Call reports 2016
FIRST NATIONAL BANK OF BOSQUE COUNTY — 2016
What FIRST NATIONAL BANK OF BOSQUE COUNTY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 120,015,000 | 116,630,000 | 115,366,000 | 118,532,000 |
| Total loans | 64,269,000 | 65,353,000 | 70,912,000 | 73,557,000 |
| Allowance for loan losses | 1,017,000 | 1,025,000 | 1,037,000 | 1,051,000 |
| Securities available for sale | 9,844,000 | 8,619,000 | 9,942,000 | 10,583,000 |
| Securities held to maturity | 42,000 | 40,000 | 37,000 | 35,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,821,000 | 104,376,000 | 102,908,000 | 106,292,000 |
| Interest-bearing deposits | 75,062,000 | 72,903,000 | 70,823,000 | 73,347,000 |
| Noninterest-bearing deposits | 32,759,000 | 31,473,000 | 32,085,000 | 32,945,000 |
| Equity capital | 11,365,000 | 11,394,000 | 11,557,000 | 11,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,891,000 | 2,870,000 | 3,892,000 |
| Interest expense | 61,000 | 123,000 | 184,000 | 250,000 |
| Net interest income | 882,000 | 1,768,000 | 2,686,000 | 3,642,000 |
| Noninterest income | 181,000 | 365,000 | 546,000 | 775,000 |
| Noninterest expense | 848,000 | 1,656,000 | 2,432,000 | 3,204,000 |
| Provision for loan losses | 25,000 | 43,000 | 100,000 | 170,000 |
| Pretax income | 190,000 | 434,000 | 700,000 | 1,043,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 190,000 | 434,000 | 700,000 | 1,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,279,000 | 11,293,000 | 11,449,000 | 11,547,000 |
| Total capital | 12,075,000 | 12,114,000 | 12,233,000 | 12,453,000 |
| Risk-weighted assets | 63,447,000 | 65,465,000 | 62,498,000 | 72,322,000 |