Call reports 2015
FIRST NATIONAL BANK OF BOSQUE COUNTY — 2015
What FIRST NATIONAL BANK OF BOSQUE COUNTY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 113,307,000 | 115,139,000 | 114,661,000 | 118,282,000 |
| Total loans | 57,559,000 | 59,358,000 | 58,476,000 | 62,133,000 |
| Allowance for loan losses | 965,000 | 981,000 | 999,000 | 1,001,000 |
| Securities available for sale | 8,571,000 | 8,409,000 | 6,883,000 | 10,961,000 |
| Securities held to maturity | 53,000 | 50,000 | 47,000 | 45,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,480,000 | 103,370,000 | 102,756,000 | 106,406,000 |
| Interest-bearing deposits | 72,870,000 | 70,411,000 | 68,165,000 | 71,749,000 |
| Noninterest-bearing deposits | 28,610,000 | 32,959,000 | 34,591,000 | 34,657,000 |
| Equity capital | 10,993,000 | 10,882,000 | 11,004,000 | 11,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,769,000 | 2,666,000 | 3,572,000 |
| Interest expense | 63,000 | 126,000 | 186,000 | 250,000 |
| Net interest income | 836,000 | 1,643,000 | 2,480,000 | 3,322,000 |
| Noninterest income | 187,000 | 360,000 | 541,000 | 955,000 |
| Noninterest expense | 823,000 | 1,609,000 | 2,414,000 | 3,254,000 |
| Provision for loan losses | 30,000 | 60,000 | 75,000 | 150,000 |
| Pretax income | 170,000 | 334,000 | 532,000 | 873,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 170,000 | 334,000 | 532,000 | 873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,961,000 | 10,860,000 | 10,948,000 | 11,089,000 |
| Total capital | 11,652,000 | 11,601,000 | 11,659,000 | 11,864,000 |
| Risk-weighted assets | 55,002,000 | 59,053,000 | 56,627,000 | 61,788,000 |