Call reports 2026
ENCORE BANK — 2026
What ENCORE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 3,588,697,000 | 3,702,801,000 |
| Total loans | 2,744,732,000 | 2,719,656,000 |
| Allowance for loan losses | 37,208,000 | 35,369,000 |
| Securities available for sale | 437,402,000 | 454,369,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 3,238,304,000 | 3,350,134,000 |
| Interest-bearing deposits | 2,596,009,000 | 2,521,373,000 |
| Noninterest-bearing deposits | 642,295,000 | 828,761,000 |
| Equity capital | 298,351,000 | 309,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 43,177,000 | 88,570,000 |
| Interest expense | 21,480,000 | 42,895,000 |
| Net interest income | 21,697,000 | 45,675,000 |
| Noninterest income | 4,138,000 | 8,085,000 |
| Noninterest expense | 22,724,000 | 45,784,000 |
| Provision for loan losses | 600,000 | 600,000 |
| Pretax income | 3,011,000 | 7,876,000 |
| Income tax | 221,000 | 1,088,000 |
| Net income | 2,790,000 | 6,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 335,657,000 | 340,041,000 |
| Total capital | 371,562,000 | 375,971,000 |
| Risk-weighted assets | 2,869,539,000 | 2,873,383,000 |
Machine access — free, no API key
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