Call report 2023Q4
WAYLAND STATE BANK — 2023Q4
The 22 measures WAYLAND STATE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 129,572,000 | USD | evidence → |
| Total loans | 58,184,000 | USD | evidence → |
| Allowance for loan losses | 940,000 | USD | evidence → |
| Securities available for sale | 52,316,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,914,000 | USD | evidence → |
| Interest-bearing deposits | 73,019,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,895,000 | USD | evidence → |
| Equity capital | 22,321,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,018,000 | USD | evidence → |
| Interest expense | 739,000 | USD | evidence → |
| Net interest income | 4,279,000 | USD | evidence → |
| Noninterest income | 323,000 | USD | evidence → |
| Noninterest expense | 1,999,000 | USD | evidence → |
| Provision for loan losses | -300,000 | USD | evidence → |
| Pretax income | 2,947,000 | USD | evidence → |
| Income tax | 622,000 | USD | evidence → |
| Net income | 2,325,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,062,000 | USD | evidence → |