Call report 2015Q4
WAYLAND STATE BANK — 2015Q4
The 22 measures WAYLAND STATE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,994,000 | USD | evidence → |
| Total loans | 48,158,000 | USD | evidence → |
| Allowance for loan losses | 826,000 | USD | evidence → |
| Securities available for sale | 23,329,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 70,873,000 | USD | evidence → |
| Interest-bearing deposits | 51,838,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,035,000 | USD | evidence → |
| Equity capital | 16,328,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,871,000 | USD | evidence → |
| Interest expense | 237,000 | USD | evidence → |
| Net interest income | 2,634,000 | USD | evidence → |
| Noninterest income | 306,000 | USD | evidence → |
| Noninterest expense | 1,509,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 1,381,000 | USD | evidence → |
| Income tax | 402,000 | USD | evidence → |
| Net income | 979,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,320,000 | USD | evidence → |
| Total capital | 17,056,000 | USD | evidence → |
| Risk-weighted assets | 58,840,000 | USD | evidence → |