Call report 2014Q4
WAYLAND STATE BANK — 2014Q4
The 22 measures WAYLAND STATE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 81,950,000 | USD | evidence → |
| Total loans | 46,827,000 | USD | evidence → |
| Allowance for loan losses | 780,000 | USD | evidence → |
| Securities available for sale | 21,870,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,488,000 | USD | evidence → |
| Interest-bearing deposits | 49,797,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,691,000 | USD | evidence → |
| Equity capital | 15,719,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,916,000 | USD | evidence → |
| Interest expense | 251,000 | USD | evidence → |
| Net interest income | 2,665,000 | USD | evidence → |
| Noninterest income | 294,000 | USD | evidence → |
| Noninterest expense | 1,527,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 1,421,000 | USD | evidence → |
| Income tax | 412,000 | USD | evidence → |
| Net income | 1,009,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,653,000 | USD | evidence → |
| Total capital | 16,339,000 | USD | evidence → |
| Risk-weighted assets | 54,751,000 | USD | evidence → |