Call reports 2019
F&M BANK MINNESOTA — 2019
What F&M BANK MINNESOTA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 125,346,000 | 129,594,000 | 127,356,000 | 128,295,000 |
| Total loans | 80,371,000 | 84,353,000 | 82,682,000 | 83,600,000 |
| Allowance for loan losses | 1,006,000 | 1,010,000 | 1,034,000 | 1,034,000 |
| Securities available for sale | 35,421,000 | 35,908,000 | 36,009,000 | 34,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,119,000 | 95,656,000 | 98,346,000 | 100,356,000 |
| Interest-bearing deposits | 72,726,000 | 69,122,000 | 72,389,000 | 73,228,000 |
| Noninterest-bearing deposits | 25,393,000 | 26,534,000 | 25,957,000 | 27,128,000 |
| Equity capital | 11,896,000 | 12,642,000 | 12,934,000 | 12,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,365,000 | 2,823,000 | 4,277,000 | 5,681,000 |
| Interest expense | 227,000 | 467,000 | 692,000 | 892,000 |
| Net interest income | 1,138,000 | 2,356,000 | 3,585,000 | 4,789,000 |
| Noninterest income | 51,000 | 106,000 | 165,000 | 219,000 |
| Noninterest expense | 770,000 | 1,489,000 | 2,301,000 | 3,179,000 |
| Provision for loan losses | 20,000 | 20,000 | 45,000 | 45,000 |
| Pretax income | 399,000 | 954,000 | 1,405,000 | 1,785,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 399,000 | 954,000 | 1,405,000 | 1,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,919,000 | 11,073,000 | 10,970,000 | 10,899,000 |
| Total capital | 11,925,000 | 12,083,000 | 12,004,000 | 11,933,000 |
| Risk-weighted assets | 98,114,000 | 100,588,000 | 99,467,000 | 101,580,000 |