Call report 2025Q3
VERMONT STATE BANK — 2025Q3
The 22 measures VERMONT STATE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 26,306,000 | USD | evidence → |
| Total loans | 14,240,000 | USD | evidence → |
| Allowance for loan losses | 693,000 | USD | evidence → |
| Securities available for sale | 3,099,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 18,886,000 | USD | evidence → |
| Interest-bearing deposits | 11,744,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,142,000 | USD | evidence → |
| Equity capital | 7,297,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 910,000 | USD | evidence → |
| Interest expense | 294,000 | USD | evidence → |
| Net interest income | 616,000 | USD | evidence → |
| Noninterest income | 6,988,000 | USD | evidence → |
| Noninterest expense | 6,478,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,126,000 | USD | evidence → |
| Income tax | 328,000 | USD | evidence → |
| Net income | 798,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,214,000 | USD | evidence → |
| Total capital | 7,398,000 | USD | evidence → |
| Risk-weighted assets | 14,288,000 | USD | evidence → |