Call report 2021Q3
VERMONT STATE BANK — 2021Q3
The 22 measures VERMONT STATE BANK reported to the FFIEC for 2021Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,022,000 | USD | evidence → |
| Total loans | 20,186,000 | USD | evidence → |
| Allowance for loan losses | 268,000 | USD | evidence → |
| Securities available for sale | 3,311,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,436,000 | USD | evidence → |
| Interest-bearing deposits | 21,444,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,992,000 | USD | evidence → |
| Equity capital | 3,476,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 976,000 | USD | evidence → |
| Interest expense | 320,000 | USD | evidence → |
| Net interest income | 656,000 | USD | evidence → |
| Noninterest income | 19,000 | USD | evidence → |
| Noninterest expense | 729,000 | USD | evidence → |
| Provision for loan losses | 280,000 | USD | evidence → |
| Pretax income | -334,000 | USD | evidence → |
| Income tax | -82,000 | USD | evidence → |
| Net income | -252,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,199,000 | USD | evidence → |
| Total capital | 3,440,000 | USD | evidence → |
| Risk-weighted assets | 19,261,000 | USD | evidence → |