Call report 2020Q1
VERMONT STATE BANK — 2020Q1
The 22 measures VERMONT STATE BANK reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 29,535,000 | USD | evidence → |
| Total loans | 24,018,000 | USD | evidence → |
| Allowance for loan losses | 528,000 | USD | evidence → |
| Securities available for sale | 2,711,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,650,000 | USD | evidence → |
| Interest-bearing deposits | 23,311,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,339,000 | USD | evidence → |
| Equity capital | 3,731,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 331,000 | USD | evidence → |
| Interest expense | 128,000 | USD | evidence → |
| Net interest income | 203,000 | USD | evidence → |
| Noninterest income | 11,000 | USD | evidence → |
| Noninterest expense | 236,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | -102,000 | USD | evidence → |
| Income tax | -116,000 | USD | evidence → |
| Net income | 14,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,578,000 | USD | evidence → |
| Total capital | 3,849,000 | USD | evidence → |
| Risk-weighted assets | 21,502,000 | USD | evidence → |