Call report 2018Q4
VERMONT STATE BANK — 2018Q4
The 22 measures VERMONT STATE BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,520,000 | USD | evidence → |
| Total loans | 23,936,000 | USD | evidence → |
| Allowance for loan losses | 341,000 | USD | evidence → |
| Securities available for sale | 2,552,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,960,000 | USD | evidence → |
| Interest-bearing deposits | 23,692,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,268,000 | USD | evidence → |
| Equity capital | 2,472,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,419,000 | USD | evidence → |
| Interest expense | 451,000 | USD | evidence → |
| Net interest income | 968,000 | USD | evidence → |
| Noninterest income | 54,000 | USD | evidence → |
| Noninterest expense | 738,000 | USD | evidence → |
| Provision for loan losses | 116,000 | USD | evidence → |
| Pretax income | 168,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 168,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,495,000 | USD | evidence → |
| Total capital | 2,750,000 | USD | evidence → |
| Risk-weighted assets | 20,356,000 | USD | evidence → |