Call report 2014Q4
VERMONT STATE BANK — 2014Q4
The 22 measures VERMONT STATE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 21,852,000 | USD | evidence → |
| Total loans | 17,684,000 | USD | evidence → |
| Allowance for loan losses | 305,000 | USD | evidence → |
| Securities available for sale | 3,147,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 19,813,000 | USD | evidence → |
| Interest-bearing deposits | 17,607,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,206,000 | USD | evidence → |
| Equity capital | 1,995,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,068,000 | USD | evidence → |
| Interest expense | 202,000 | USD | evidence → |
| Net interest income | 866,000 | USD | evidence → |
| Noninterest income | 72,000 | USD | evidence → |
| Noninterest expense | 792,000 | USD | evidence → |
| Provision for loan losses | 97,000 | USD | evidence → |
| Pretax income | 55,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 55,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,971,000 | USD | evidence → |
| Total capital | 2,161,000 | USD | evidence → |
| Risk-weighted assets | 15,049,000 | USD | evidence → |